Posts Tagged ‘business’




Each generation’s attitude toward money is influenced by the times in which they grow up. With that in mind, take a look at what many Millennials (born between 1982-1999) have learned about surviving turbulent times.

Expect to change careers. Because of the seismic changes in the economy that they experienced as young people, Millennials don’t expect their careers to move in a straight line; some 60% think they will switch jobs in five years.1 In addition, this generation expects they will need more training in the future to keep up.

Save prodigiously. Millennials may have more in common with their grandparents when it comes to saving. Baby Boomers (despite their famously frugal parents) are less apt to save: just 16% who have both an IRA and an employer-sponsored retirement plan say they contribute to both. Yet, 25% of Millennials say they do – giving their money more time to grow.2

Consider entrepreneurship. Some 75% of Millennials say they want to work for themselves one day.3 A smart move, since wealthy households are more likely than others to be headed by a business owner.4 Considering starting your own business? A new study shows that financial services produced more multi-millionaires than any other industry in 2011.5

Find out what happened when Millennials Mario & Franny Arrizon of Riverside, CA took a chance and started their own Primerica business helping families. “Finding Primerica changed everything for us.

  1. Money, December 2012
  2., viewed January 15, 2013
  3. Money, December 2012
  4. Money, July 2012
  5. “Didn’t Hit Powerball? Try Working in Finance,”, December 3, 2012

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Posted in Opportunity, Primerica, Tips |




Just 18 months after breaking ground on our new International Headquarters, Primerica celebrated our grand opening on May 17, 2013! It was a beautiful, sunny Friday afternoon when company leadership, top field leaders, local business and government partners, members of the media, and many of our 1,700 Home Office employees celebrated this historic ribbon-cutting event.

Follow these links to read all about it!

“Ribbon Cutting ceremony held for new Primerica HQ” 

“Primerica, Inc. Announces Grand Opening of its New Global Headquarters in Gwinnett”


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Posted in Company, Primerica |



Primerica’s entrepreneurial business opportunity is an excellent way for leaders earn a great potential income, be their own boss and take control of their own futures. But those are only the surface benefits of being in business for yourself. As Tommy and Kimberly Lee, of Carlsbad, CA, say, one of the most valuable aspects of their business is the freedom being a Primerica entrepreneur has enabled them to enjoy.

“We were living in Wayne, NJ, when we joined the business in 1994,” recalls Tommy. “I worked as an electrician before Primerica and I was instantly motivated by the opportunity to potentially own my own business – and be my own boss. Now, 18 years later, Primerica has not only given us the ability to achieve our financial goals, but this business has also given us the freedom, flexibility and belief that we can accomplish anything we put our minds to.”

Following A Dream
One of those things this pair “put their minds to” was a change of scenery. And, because Primerica doesn’t limit how big you build your business or where you do so, the Lees had the freedom to pick up their business and move themselves and their daughter, Skylar, to beautiful San Diego, CA in 2009. “Kim and I fell in love with San Diego when we qualified for one of Primerica’s incentive trips a few years after we started,” says Tommy. “It’s been one of our dreams to live here ever since – a dream we also instilled in our daughter.”

He continues, “In fact, Skylar was instrumental in our move. We’ve instilled in her the same ‘never give up on your dreams’ attitude that we have about our business so when things weren’t going so well with the sale of our house in NJ and Kim and I started back tracking a bit on our plans, she wouldn’t let us! She was seven years old at the time and I remember her telling us ‘Don’t give up on our dream.’”

Passing On Great Habits
The Lees have built a successful Primerica business (twice!) which has given them the freedom to choose the kind of lifestyle they enjoy and, they say, the ability to show their daughter the value of hard work. “We credit Primerica with helping us to be outstanding parents to Skylar,” enthuses Tommy. “It’s the toughest job, I think, but just seeing her learn from us and watching her model the principles we’re living in front of her is unbelievable. She really is the best person we know. She’s so confident, focused and super positive – which are all things our Primerica business has taught us to be!”

Tommy says their Primerica income has opened doors for their family that they couldn’t have even conceived before they joined. “We’re able to give Skylar the things we want to,” says Tommy. “She’s on the gymnastics team, she does dance and acting, and her teacher tells us she’s the best student in her fourth grade class. These are all habits that Kim and I have cultivated in ourselves as we’ve built our business first in New Jersey and now here in San Diego and we love that we’re passing those on to our daughter!”

Want to see what Primerica can do to improve your quality of life now and in the future? Visit us online!

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Posted in Opportunity, Primerica, Representatives |



It’s hard to get ahead in the corporate world. There tend to be lots of lower level positions, a few in middle management and even fewer at the top. There’s not much room for improvement – which means far too many people never get a shot at being where they’d like to be.

But Primerica is different! Here, every single person who takes advantage of our incredible entrepreneurial opportunity has exactly the same chance to build an extraordinary business and lifestyle for their families. Here, it’s YOUR efforts and YOUR hard work that bring YOU success. You work to make your own dreams come true, not an employer’s!

Every month, leaders in Primerica who are building it big, finding success and advancing to the next level are recognized for all to see on Primerica’s success blog, Freedom Lives Here. Take a look … and see just how amazing the Primerica business opportunity can be!


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It seemed only natural to Kelly Ridley IV, of Smyrna, GA, to find a career as a Primerica entrepreneur. After all, he grew up with Primerica million-dollar earners Kip and Carole Ridley as parents!* “All I ever wanted to do was to be in business with my family,” says Kelly. “I knew I was going to join Primerica at a young age because I grew up around such positive and influential people who each have incredible Primerica businesses.”

He continues, “When I was in the third grade, I remember my dad came to my school to teach my class about the Rule of 72. I used to help him out by getting ‘referrals’ from my classmates who thought their parents might be interested in what Primerica does. I have so many fond memories as a kid of going to Primerica trainings and conventions and of traveling the world with them. I couldn’t see myself doing anything but Primerica!”

One of the great things about Primerica’s business structure is that it’s uniquely suited for families, couples and even friends to work together toward one goal. And the great part is, each business builder grows their own team, helps families in their community and builds their own business within the same organization. Everyone wins! “Primerica is an incredible place to build a family business,” enthuses Kelly.

He adds, “Being in business with my parents and with Paul and Kim Sherk, my brother-in-law and sister, provides so many great advantages to me. It’s an amazing feeling to be able to work together toward common goals and to build a multi-generational family legacy of helping others.”

Find out how you can create your own family business by becoming a Primerica entrepreneur!

*The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation to the sales force at an average of $5,296 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.
**Ownership is available only upon meeting all qualification and eligibility requirements, and remaining in compliance with all terms and conditions, as set forth in the Ownership Program Document and various operating policies and procedures issued by Primerica from time to time.


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Posted in Opportunity, Primerica, Representatives |