Primerica

Posts Tagged ‘finances’

Apr

03.13

how-to-save

Two out of three Americans report feeling stressed—and list their financial situation as the main contributing factor.1 Here are some moves you can make to feel better about your finances this year.

  1. Meet with your Primerica representative — regularly. A recent survey showed that “people who work with a financial services professional are more than twice as likely to feel comfortable with their current financial situation as those who do not.”2 Ask your representative for a free, updated Financial Needs Analysis (FNA). It can help you see if you are on track to meet your financial goals.
  2. Know your number. How much do you need to save in order to meet your retirement goals? People who have calculated that number have saved more than those who have not.3 Yet, just 42% of workers have done the math!4
  3. Start – or beef up – your emergency fund. Lack of an adequate emergency fund keeps many people on the debt cycle. In fact, one in four Americans has more credit card debt than emergency savings.5 Without a proper emergency fund – about six month’s worth of salary – you are just one unplanned expense away from high-cost debt.
  1. “Americans Worry About Finances, Do Little About Them,” FA News, July 17, 2012
  2. Ibid
  3. Money, July 2012
  4. Ibid
  5. Bankrate.com, viewed January 23, 2013


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Posted in Primerica, Tips |

Nov

21.12

According to a new survey, 45% of divorced or separated couples say they discovered financial secrets about their spouse. One in five respondents said their ex had a low credit score, and 13% discovered a huge debt load.*

Have you taken the time to discuss finances with your spouse or significant other? To protect your relationship, be sure to set aside time to discuss the following five key topics that survey participants said they wished they had discussed:*

  1. Spending Habits
  2. Credit Card Debt
  3. Monthly Budget
  4. Long Term Financial Goals
  5. Other Existing Debt

*”Half of Divorced Couples Blame Financial Infidelity for Uprooting Their Marriage,” BusinessInsider.com, May 23, 2012


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Posted in Primerica, Tips |

Jul

26.12

A new Federal Reserve report shows just how deeply American family finances have been hit by the recession: Median family wealth plunged from $126,400 in 2007 to $77,3000 in 2010, a 39% decline that set American family finances back to 1992 levels.

The hardest hit were families with incomes in the middle 60% of the population. They lost the biggest share of their wealth over the three-year period than any other group.

Since 1977, the Primerica crusade has worked to help Main Street families gain control of their finances and stay on the road to financial freedom.

Source: The New York Times, June 11, 2012


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Posted in Opportunity, Primerica |

Jul

12.12

A new survey reveals that 60% of workers are dissatisfied.* The reasons? Low pay, limited opportunities for growth, heavy workloads, and long hours topped the list of worker complaints.

But many workers feel they don’t have a choice: A shocking 70% of unhappy employees plan to stay put.*

Are you among them? Maybe you have more options than you think. The Primerica Opportunity allows you to own your own business and earn money based on how hard you work. You can start part-time and work when you are able to. The Primerica Opportunity works because it gives people from all walks of life the chance to create something with a future.

Angie Reed was frustrated with her career as a Realtor when she heard about the Primerica Opportunity. Now she is a full-time Primerica entrepreneur, earning unlimited income based on how hard she works, and passionate about helping families with their finances.

*Money, June 2012


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Posted in Opportunity, Primerica, Representatives |

Mar

23.12

Every year, the Atlanta Business Chronicle compiles a “Financial Who’s Who” list of the 100 top leaders in the banking and financing industry. This document includes “100 names and faces who make deals happen, set the standard for others and move the industry forward.” This year, Primerica’s Co-CEOs, John Addison and Rick Williams, were featured on this prestigious list under the “Financial Public Company” category! Read the article here.

12PFS141


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Posted in Company, Primerica |