If you struggle with finding money to save, here are some ideas to help you get started.
- Put aside your loose change each day. Saving just $1 a day will yield you $365 in a year!
- Cut your phone bills. For less than $10, you can buy a prepaid cell phone and pay only by the minute. Cancel your land line (unless you have medical issues that may require emergency calls).
- Dodge unnecessary fees. Avoid bouncing checks, overdraft and ATM fees. The $20-$40 you normally spend each month could save you $240 to $480 each year!
- Bring lunch to work. Spend $2 a day on making lunch at home instead of eating out for $5 a day, and you’ve saved $780 in one year.
- Track your spending. You might not realize where your money is going. Keep a receipt for everything you spend in one month. At the end of the month, separate them into categories. Where can you trim excess spending? Usual suspects: entertainment and dining out.
That’s great stuff. Now if people could only apply it.
Keep fighting the good fight Primerica!!!
Anytime I see these money tips, it’s reminders of how wise it is to be a better steward with finances. Thank you, Primerica for these great money tips. They are good wise choices to consider. I enjoy the Dave Ramsey system. Don’t purchase something with credit, use cash, ask yourself do I really need it?
Great info. Wish i can download this into the minds of men and women.