Posts Tagged ‘opportunity’




Each generation’s attitude toward money is influenced by the times in which they grow up. With that in mind, take a look at what many Millennials (born between 1982-1999) have learned about surviving turbulent times.

Expect to change careers. Because of the seismic changes in the economy that they experienced as young people, Millennials don’t expect their careers to move in a straight line; some 60% think they will switch jobs in five years.1 In addition, this generation expects they will need more training in the future to keep up.

Save prodigiously. Millennials may have more in common with their grandparents when it comes to saving. Baby Boomers (despite their famously frugal parents) are less apt to save: just 16% who have both an IRA and an employer-sponsored retirement plan say they contribute to both. Yet, 25% of Millennials say they do – giving their money more time to grow.2

Consider entrepreneurship. Some 75% of Millennials say they want to work for themselves one day.3 A smart move, since wealthy households are more likely than others to be headed by a business owner.4 Considering starting your own business? A new study shows that financial services produced more multi-millionaires than any other industry in 2011.5

Find out what happened when Millennials Mario & Franny Arrizon of Riverside, CA took a chance and started their own Primerica business helping families. “Finding Primerica changed everything for us.

  1. Money, December 2012
  2., viewed January 15, 2013
  3. Money, December 2012
  4. Money, July 2012
  5. “Didn’t Hit Powerball? Try Working in Finance,”, December 3, 2012

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Posted in Opportunity, Primerica, Tips |



While women have made great strides in the workplace, a new study* shows that 92% still want greater flexibility.

  • A full 65% of women say it’s more important to have more time in their lives than to make more money at their jobs.
  • 92% of women say flexibility is a key part of finding the right career. “Women are finished living to work; now we want to work to live.”
  • 43% say they are less ambitious than they were 10 years ago, and 73% say they would not apply for their boss’s job.

But money is important too. And the costs of living and raising a family just keep going up. Primerica offers women the opportunity to start a business, the potential to make more money, and the ability to create a flexible schedule. Are you looking for greater flexibility in your life? Primerica could be a great fit for you.

At Primerica, women entrepreneurs enjoy a great support system as they build a business that works around their lives. Every two years the Women in Primerica program holds a meeting to encourage women’s success. This year’s conference will be held September 21-23 at the beautiful Beau Rivage Resort and Hotel in Biloxi, Mississippi! Women will get the “inside” scoop on how Primerica’s most successful women have made it happen – and how they can, too!

*More Magazine, November 2011

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Posted in Opportunity, Primerica |




Are you one of the lucky ones? One that has a job? A job in your field? If you answered yes, kudos to you! Of course, having a job doesn’t necessarily mean you’re happy and fulfilled. Are you? Happy, fulfilled and making the kind of money you want to make? If not, the bad news is you’re not alone. But the good news is … it doesn’t have to be that way.

The bad news: You’re working even harder for the money.
“53% of workers reported taking on new roles, typically without extra pay.”1

The good news: With Primerica, your hard work pays off.
Our compensation system is one of the best in the industry, so when you work hard, you reap the rewards. There is no limit to how much you can make.

The bad news: Job security is an urban legend.
“About 40% of the employees say they have been working harder in the past 12 months, and 25% said they feel even less secure in their jobs this year than they did a year ago.”2

The good news: Primerica is stable and always looking to add people to the roster.
Primerica has been in business for almost 35 years. We’re always looking for ambitious people who want to start a business. There’s plenty of room at the top!

The bad news: Most people aren’t happy with their jobs.
“Fewer than half of U.S. workers are satisfied with their jobs and workers younger than 25 years were most unhappy in their jobs.”3

The good news: Primerica is a company that allows you to be in business for yourself, but not by yourself.
Wouldn’t you be happier if you were your own boss and in charge of how much money you can earn? Yeah, we think so, too. That’s why Primerica offers representatives a huge support system to help them build a business. We want you to succeed and have the life — and lifestyle — you’ve always dreamed about.

The bad news: Equal pay for equal work is a rarity.
“Though women are more educated and better represented than ever in the workplace, they only earn about 75% of what their male counterparts make.”4

The good news: At Primerica, everyone has the same opportunity to be extraordinary.
Male or female, whatever your ethnic background or educational background — you have an opportunity to start a Primerica business. There are no compensation disparities. You do the work; you earn the money. No matter who you are, where you come from or what you’ve jobs you’ve had in the past.

The BEST News
If you’re looking for a way to have it all: flexibility, money, lifestyle and success — you’ve come to the right place. Going into business for yourself can give you everything you want and more. Check out the Primerica Opportunity and get started on your new life today!

  1. Money, August 2011
  2., viewed on October 12, 2011
  3., viewed on July 28, 2011
  4., March 1, 2011
  5. Success, July 2011


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Posted in Opportunity, Primerica |



In early 1994 Tony and Shelly Narain owned a real estate brokerage in the Stratford, CT, area. “Things were running along pretty well back then,” remembers Tony, “or at least we thought so. But then my brother came up to me one day and said, ‘Listen, I’ve heard about this company with a great opportunity. Let’s go check them out.’”

“I was really excited about what I saw,” says Tony. “I could see how we could help a lot more people and have a real residual business – something we would never have with real estate. Shelly and I weren’t scared about going out on our own because we had been doing that for years. What we were attracted to was the freedom.”

Tony and Shelly kept attending Primerica functions to find out more about the business. “That’s the part we got right immediately,” says Shelly. “We stayed plugged in – even if we were still concentrating on the real estate. We never missed a training meeting. In fact, we went to as many as six a week because we wanted to condense the time it took us to figure out the business and become successful. The beauty of Primerica is you have to put the time in to get your business going but you can do it at your own pace. We just chose to go as fast as we could.”

Tony and Shelly hit the ground running. “Things seemed slow to us at first,” says Tony “but the pace started to pick up.” By June of 1995, Tony and Shelly were ready to open their first Primerica office. “It was a stretch,” remembers Tony. “ But we went from $3,000 our first year with Primerica to $26,000 and three years later we were at $500,000.1 Since then, the Narains have continued to build and are now Senior National Sales Directors with the company. They have an entire organization which they started and grew – and which they own.2 “We have our own business within a business,” says Tony.

“You know, there’s one thing I want to say about Primerica that really changed our lives,” says Shelly. “Before we ever started making money, we were already learning how to manage our money. Before, even though we were earning what we thought was good money in real estate, we never had any money in the bank. We spent as fast as we made it. Primerica helped us learn how to pay ourselves first – and Tony and I haven’t argued about money since. We see eye-to-eye on finances.”

“Even after the money came rolling in,” says Tony, “we were careful about stepping up the lifestyle. And we brought up our four daughters in the same way. They have never had to worry about a thing – and today our family has a life we couldn’t have even dreamed up in 1994, but the kids appreciate where all of it came from. Hard work.”

Tony and Shelly are proud of their family and thrilled two daughters, Betty and Mary, are active in Primerica. “We’re building a family business that we can pass down from generation to generation,” says Tony.2

“It’s been a wonderful ride and we can’t wait for the future,” says Shelly.

  1. The cash flows stated are not intended to demonstrate the earnings of typical RVPs/representatives. Rather, the cash flows that have been cited reflect the potential that comes with building your business, and there is no guarantee that you will achieve any specific cash flow level. Most RVPs/representatives do not achieve the levels illustrated. In the 12‑month period ending in December 2010, Primerica paid a total of $503,115,928 in compensation to the sales force at an average of $5,296 per licensed representative. Average RVP earnings are typically higher. Actual gross cash flow is, among other factors, dependent upon the size and scale of a representative’s organization, the number of sales and the override spread on each sale, and the ability and efforts of you and your downlines. Having said this, Primerica provides a tremendous opportunity for individuals who work hard and who desire to develop a business with strong income potential.
  2. Ownership is available only upon meeting all qualification and eligibility requirements, and remaining in compliance with all terms and conditions, as set forth in the Ownership Program Document and various operating policies and procedures issued by Primerica from time to time.

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Posted in Opportunity, Primerica, Representatives |



He’s smart, charismatic and was born to play in the “big leagues.” She’s smart, beautiful and a partner with her head in the game. Meet Collis and Britney Temple — just two of many young Primerica entrepreneurs who believe they can have it all — and are proving they’re in it to win it.

“I didn’t want to get a ‘job’ and I never wanted to work for someone else,” Collis says. “My parents have always been entrepreneurs. They set a great example for me.”

Collis, a 30-year-old from Baton Rouge, LA, is a born competitor. He graduated from Louisiana State University in three years, and was already working toward a Ph.D. He was a star player on LSU’s winning basketball team and had a bright future ahead of him in the NBA playing for the Detroit Pistons before a pre-season injury changed the course of his future.

For most people, the loss of a pro basketball career would be devastating … unless you had the true mind of a champion like Collis. He rebounded — in a very big way. He joined Primerica and made the decision to become an entrepreneur.

Collis saw that with Primerica, he’d still have the opportunity to live the lifestyle he’d always dreamed about and could still tap into his competitive spirit and be a winner. “I knew immediately that Primerica was what I wanted to do for the rest of my life,” he says.

With the same work ethic and focus that kept him on top in class and in sports, Collis’ fierce competitive spirit rose to the forefront. He built a successful Primerica business and was living his new dream.

A couple of years later, he met his match: Britney. “Britney owned a modeling agency and had moved back to Baton Rouge from Chicago to establish her business,” recalls Collis. Once she learned more about Collis and his Primerica business, Britney didn’t hesitate to join the business.

“Learning about Primerica was surreal,” says Britney. “I graduated from college with a degree in finance and had interned at a big finance company. I wanted to study finance because I grew up with a single mother who struggled financially to raise two kids.

“I wanted to learn about money and change my family’s legacy. I believe the company I interned for wouldn’t have anything to do with you unless you had a large amount of money to invest,” she remembers. “Primerica helps middle market families learn how to become financially independent. What they do for everyday families blew me away. I knew I wanted to be part of this.”

Being able to partner and grow a business together with Collis was another deciding factor in joining Primerica. “Partnership is everything,” Britney enthuses. “I’ve played competitive sports and worked in corporate America — both encouraged me not to work with someone but to work against them.

“Our business has grown because we work together,” she says. “It’s the key to success in any business but few companies actually realize and utilize partnership.”

Collis and Britney’s partnership has made them more successful and competitive than ever. They’ve aligned their goals and are on their way to fulfilling their dreams.

“The opportunity here is unlimited,” Collis says. “The younger you are, the more focused you can be. As long as you’re coachable, focused and put the effort in, you can collapse timeframes and realize success much sooner than you ever could in the corporate world.”


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Posted in Primerica, Representatives |