The National Retail Federation estimates that people will spend about $800 each shopping this holiday season!1 Considering the average weekly earnings for Americans is only $771, that’s a huge sacrifice.2
Spending too much on gifts is easy to do without a plan. Try making a list of all of the people you still need to shop for – and be sure to include what you hope to spend on each gift. Experts say that if you fail to set a specific budget, your spending can get out of control.3
Download our free holiday shopping worksheet, and keep tabs on what you’ve planned to buy, what you’ve budgeted – and what you’ve actually spent this holiday season!
1 BusinessInsider.com, “5 Holiday Shopping Tips To Stay On Budget,” November 11, 2013
2 bls.gov, “Usual Weekly Earnings Of Wage And Salary Workers Third Quarter 2013,” November 1, 2013
3 Bankrate.com, “Tips for stretching your holiday budget,” viewed December 4, 2013
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What about student loans? Does Primerica have a program to reduce/get rid of THIS financial cancer?!!!!!!!!