Primerica

Posts Tagged ‘Christmas’

Dec

09.15

Dinners, parties and gifts … oh my! The holiday season is upon us and that means for most, spending will be at an all-time high. While some may have saved throughout the year for this special season of giving, many will break out their credit cards and dig themselves into debt. But it doesn’t have to be that way! You can still make it a holly, jolly Christmas — without going into debt. Here’s how:

 

Folly: Buying whatever strikes your fancy at the time and not keeping track of what you spend or buy.

Jolly: Making a budget and sticking to it. This way, you don’t end up with too much stuff or a lot of filler that doesn’t have meaning.

 

Folly: Buying random gifts and then figuring out who to give them to.

Jolly: Take note from old Saint Nick. Make a list of recipients, gifts and what you want to spend. Then check them off, one by one!

 

Folly: Waiting until the last minute to do your shopping.

Jolly: The early bird not only gets the worm, but gets the best prices, too! Shop around and do your homework so you can take advantage of sales and get more bang for your buck.

 

Folly: Spending too much on entertainment for you and your family.

Jolly: Some of the best experiences in life can’t be bought. Why not host a Christmas movie marathon, go caroling or drive around your neighborhood to see everyone’s decorations? Sometimes the simple things are the sweetest.

 

Folly: Getting too caught up in the buying season.

Jolly: Giving back to those less fortunate. There are tons of ways to give your time or money to those who need help this season. Forgo a few gifts and reallocate that money to charity. Tis the season for giving … back to your community!

 

Folly: Breaking the bank on decorations.

Jolly: Have any holly bushes outside? Cut off a few branches to use in a display or put in a vase. Have pine trees or evergreens in your backyard? Make your own garland with some twine or ribbon! String together popcorn and cranberries or make a paper chain. Thrifty (but beautiful) decorating ideas are endless!

 

Folly: Buying your kids everything on their wish list.

Jolly: Starting a new tradition like “want, need, wear, read.” Buy four presents, one for each category. Not only will it make the gifts more meaningful, it will save a lot of money, too!

 

Don’t get caught up in the hustle and bustle. There are countless ways to save money this holiday season. Make your holiday a jolly occasion and head into 2016 without a bunch of extra debt weighing you down!

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Posted in Primerica, Tips |

Dec

12.13

primerica-simple-happy-january

The National Retail Federation estimates that people will spend about $800 each shopping this holiday season!1 Considering the average weekly earnings for Americans is only $771, that’s a huge sacrifice.2

Spending too much on gifts is easy to do without a plan. Try making a list of all of the people you still need to shop for – and be sure to include what you hope to spend on each gift. Experts say that if you fail to set a specific budget, your spending can get out of control.3

Download our free holiday shopping worksheet, and keep tabs on what you’ve planned to buy, what you’ve budgeted – and what you’ve actually spent this holiday season!

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1 BusinessInsider.com, “5 Holiday Shopping Tips To Stay On Budget,” November 11, 2013
2 bls.gov, “Usual Weekly Earnings Of Wage And Salary Workers Third Quarter 2013,” November 1, 2013
3 Bankrate.com, “Tips for stretching your holiday budget,” viewed December 4, 2013

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Posted in Primerica |

Dec

14.11

For many people, the holiday season brings out the best in us: a giving, peaceful spirit; but, for children whose families face severe financial hardship this month, the Christmas season is not quite as happy.

That’s why every year Primerica Home Office employees chip in to fulfill the Christmas wishes of some of the area’s needy children. This year, employees adopted 102 children from the Salvation Army Angel Tree. Through this program, children submit a “need” list and a “wish” list. Wish lists usually contain toy and bicycle requests while need lists often include clothes, shoes, socks and coats. This year, the adopted Angels received every item on their need lists and the majority of the children received each item on their wish lists!

Cheryl Romage, HR Specialist, said, “The Angel Tree program provides more than holiday gifts. It gives kids the sense that someone cares. By adopting these 102 Angels, Primerica employees have, once again, demonstrated their generosity and caring spirit.”

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Each year, Primerica employees go out of their way to bring some cheer to Gwinnett County, GA, children. It’s part of the company’s commitment to do what’s right for families … our clients and our community.


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Posted in Community, Primerica |

Dec

16.10

Primerica Home Office employees have generously adopted 100 Angels from the Salvation Army Angel Tree this year, committing to provide toys and clothing to children in need during the holiday season. The gifts will be delivered to children in the Gwinnett County area.

It’s holiday time, and for many families struggling through economic hardships, the season doesn’t hold the promise that it does for so many of us. Some parents need a helping hand in order to “make the season bright.” That’s why the Primerica Home Office has made the Salvation Army Angels program part of its regular calendar.

This year, the response was extraordinary. All 100 Angels were quickly adopted, and several extra items were donated! At least five bicycles and a crib were among the items contributed beyond the Angel list for whomever may need them.

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The Home Office family has proven once again this year that, even during rough economic times, helping families is a Primerica way of life.


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Posted in Community, Primerica |