• Primerica Leading in 2019 Relay for Life Fundraising

• by krupp

We are proud of our Home Office teammates and individual donors who have graciously contributed their time, energy and money to help Primerica continue to lead in fundraising efforts for the 2019 Relay for Life in Gwinnett County, Georgia.

Fundraisers this year included cookouts, auctions, raffles, bake sales, book sales, bingo, professional headshots, an option to donate cash to wear jeans to work, and many other creative ways our Home Office teammates came up with to raise money to find a cure.

After the close of the Relay for Life event, held May 9-10 at the Gwinnett County Fairgrounds, more than $114,000 was raised by Primerica teams alone. We were #1 in 2018 and Primerica wants to claim the #1 fundraising title again in 2019!

Click here to support the Primerica Relay For Life team. Online donations will be accepted through August 1.

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Posted in Community, Company, Primerica |

• Rethink Your Student Loan Debt

• by krupp

If you’re in the club of indebted adults with college degrees, rest assured you’re one of the popular people. The number of college grads with student loan debt is now around 70 percent – and the average debt someone graduates with is close to $30,000, comprised of both private and federal loans.¹

But while facing the future with all that debt can be soul-crushing, (one recent survey found that more than a third of college grads with loans regret taking them out),² there are ways to stay optimistic about the future.

Here are three ways to take action and rethink your student loan debt:

• Apply for income-based repayment. Contact your lender and inquire about a fixed monthly payment that is based on your annual take-home salary. This can give breathing room to come up with a plan to aggressively tackle the debt over time.
• Investigate your eligibility for student loan forgiveness. There are a number of student loan forgiveness programs available for people who work in various job sectors. These are mostly arenas where you work with the public, like education, government, non-profits, law, medicine, etc. There are also forgiveness programs available for people facing long-term disabilities or those who cannot work.
• Consider entrepreneurism with a proven system. While it can be argued that starting a business isn’t ideal for people with student loan debt because of risks and overhead costs, finding the right opportunity with a well-established company where there is room for growth can be the solution to earning a little extra money towards paying down debt, and other financial goals. Primerica, for instance, offers part-time opportunities.*

1 StudentLoanHero.com, “A Look at the Shocking Student Loan Statistics for 2019,” February 4, 2019

2 USAToday.com, “Millennial Money: Why Young Adults Still Need Support Parents,” April 18, 2019

*Primerica Representatives are independent contractors and are not employees of Primerica. In Canada, the part-time opportunity may be subject to certain restrictions, depending on your occupation.

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Posted in Community, Opportunity, Tips, Wallet Wellness |

• Save on Childcare Costs

• by krupp

The cost of child care in the United States has risen so quickly, it’s challenging college tuition and housing costs as the biggest chunks of annual family income when it comes to raising a child in the United States.¹ Although the U.S. Department of Health and Human Services estimates that childcare should account for no more than 10 percent of a family’s household income, in some parts of the United States, the actual costs range from 7 percent to a whopping 18.6 percent.^1,2

Here are some tips for reducing childcare costs:

• Determine your budget. Deciding how much you can afford before diving into the market of available child care options will help give you a clear picture of what is within your means. After some number crunching, you may determine that it is cheaper for your family if only one parent is the breadwinner and the other stays home. A 2018 statistic from The Pew Research Center found that one in five U.S. parents stay at home while the other parent works.³
• Begin researching early. Start early – like before your child is even born, or well before your expected return to work date, thus widening your options and allowing you to find the best situation for your family and your employer.
• See what discounts your employer offers. Many employers offer generous discounts to daycare centers near their headquarters or in communities where their employees live. Check with your Human Resources department to find out if there are any available to you.
• Evaluate your benefits. Many health insurance plans offer a Flexible Spending Account (FSA) that can be used to pay for childcare. If your healthcare plan does, make sure to use it to your advantage.
• Host an au pair. An au pair is typically an arrangement where a family needing a caregiver for their child(ren) hosts a young adult from a foreign country in exchange for room, board, and miscellaneous expenses. Au pairs are cost-effective alternatives to live-in nannies and can be suitable for older children. There are several reputable websites offering international au pair services on the internet.
• Consider nanny-sharing. A nanny-share arrangement is where two families split the cost of one caregiver or “nanny,” thus decreasing the cost of services for each family involved and increasing the price paid to the particular caregiver. There are a couple of reputable sites on the Web where you could get started. Just be sure to do your research.

1 CNBC.com, “Affordable Child Care May Be as Mythical as Unicorns,” July 25, 2018

2 Ibid

3 Money.CNN.com, “Child Care: What Do You Pay?” April 2, 2019

4 PewResearch.org, “Stay-at-Home Moms and Dads Account for About One-in-Five U.S. Parents,” September 24, 2018

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Posted in Primerica, Tips, Wallet Wellness |

• 31st Annual MIT Held

• by krupp

One hundred and twenty-four newly-promoted Regional Vice Presidents attended Primerica’s 31^st Spring MIT event held Friday, April 5-Monday, April 8, 2019, at Chateau Elan in Braselton, GA.

Attendees at the life-changing business-building event enjoyed three days of networking with some of Primerica’s most prominent leaders.

See pictures here.

 

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• Primerica Takes Over Orlando for the 2019 AALC National Conference

• by krupp

Thousands of Primerica representatives attended the 2019 African-American Leadership Council’s National Conference in Orlando, Florida, March 22-24.

Attendees enjoyed phenomenal workshops, incredible general sessions, awesome recognition, and business-building tips shared by some of Primerica’s greatest leaders.

See more pictures here.

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Posted in Company, Opportunity, Primerica, Representatives |