Primerica

Archive for September, 2018

Sep

25.18

A.M. Best recently announced it has affirmed the superior Financial Strength Rating of A+ for Primerica Life Insurance Company and its affiliates.

“A.M. Best expects Primerica Life to maintain an underlying trend of statutory profitability of the insurance operating companies,” the press release states.

“Primerica’s Life’s ratings also recognize its status as one of the largest writers of term life insurance in the United States, with its continued strong market position attributable to its dedicated distribution affiliate, Primerica Financial Services, LLC. This integrated distribution and operating platform included over 126,000 life agents at the end of 2017.”

“Primerica Life’s business profile in the United States and Canada is reinforced further by its experienced management team, which successfully built and supports its sizeable sales force.”

Read the press release here.

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Posted in Company, Primerica |

Sep

21.18

Primerica is proud of its diversity and in a full-page ad in this month’s Hispanic Living Magazine by USA Today, we celebrate the positive impact our diverse representatives and our Hispanic American Leadership Council have on families in their communities every single day.

Our representatives sit across kitchen tables in neighborhoods across North America, providing both financial education and the solutions families need to help them reach their goals.

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Posted in Company, Primerica, Representatives |

Sep

20.18

The Primerica Foundation awarded a $10,000 grant to Junior Achievement of Southern Nevada during the recent Women in Primerica Leadership Conference held September 7-9 at the Paris Las Vegas Hotel in Las Vegas, NV.

The grant will go to support financial literacy and entrepreneurship programs for Clark County, Nevada children in grades K-12.

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Posted in Primerica |

Sep

19.18

The 2018 Women in Primerica Leadership Conference was held September 7-9 in Las Vegas, NV, at the Paris Las Vegas Hotel.

Open to all life-licensed female leaders in Primerica, the trip was designed to empower, inspire and motivate the women to return home and grow their businesses.

The women attended informative meetings packed with powerful speakers and recognition and enjoyed plenty of networking opportunities with top female leaders.

Check out photos from the event here.

 

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Posted in Primerica |

Sep

11.18

Are you one of the “average Americans” saddled with a balance of over $9,000 in credit card debt?1 If so, you’re certainly not alone. One survey found that one in three Americans is losing sleep over their debt, and one quarter report that debt has hurt their relationships with family.2

If you’ve found yourself in this situation, it’s time to take some action. Here are four strategies:

  1. Pay more than the minimum. Whatever your minimum monthly payment is, double it, or triple it if you can – by all means, if you’re being charged interest, pay more than the minimum. If you’re carrying debt on multiple credit cards, determine which card is costing you the most in interest and pay that off the quickest. Then, you can tackle the others in the same manner.
  2. Pay attention to your bills. Be vigilant about your credit. Look at your statements frequently. You ought to be paying your credit card bills off in full every month. Start where you are, but make a zero balance every month your ultimate goal.
  3. Build up your emergency fund. An emergency fund is a cash reserve to use for emergencies – ideally, three to six months’ worth of your salary. But if you’ve been putting life’s emergencies on credit cards, chances are your dedicated emergency fund isn’t substantial enough. Consistently put money toward your emergency fund while you’re paying off credit card debt.
  4. Bring in more income. Harness your entrepreneurial spirit and find opportunities where you can bring in more income. Start a business. Rent a room in your house. Sell some belongings. Throw all of these extra earnings toward your debt and emergency fund.
  1. Vogue.com, “6 Ways to Fool-Proof Your Finances and Save Every Month,” May 13, 2018
  2. CNBC.com, “Most Americans Would Give Up Social Media to Erase Credit Card Debt,” July 11, 2018

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Posted in Primerica, Tips, Wallet Wellness |