Archive for May, 2018



You’ve got to eat – but spending money on food can be costly. Did you know the average household spends on average $3,008 a year on dining out?1 Add to that the modest average of $7,200 per year U.S. families spend on groceries ($600 a month)2, and you’re talking about some serious dough! Here are some tips on how cut your food spending:

Only Buy What You Need: A general rule of thumb has been that buying in bulk will help you save money in the long run. However, a recent survey found that shopping at club stores could actually be bad for your budget, and your waistline. Specifically, the study found that those who shopped regularly at club stores had a 5% increase in the amount of money spent on packaged food per person in the household, a 15% increase in the amount of time spent shopping, and an 8% increase in calories consumed.3 Instead of “saving money” by buying in bulk, start by making a list of what you need to feed you or your family for a week, decide how much you can spend, and pick a day to shop for only those items.

Don’t Waste Food: Despite being a cost-effective way to feed your family, a growing aversion to eating leftovers accounts for a large part of food waste at home. A recent study found that American consumers throw away 27 million tons of food each year.4 The reason for this? They either thought it had spoiled or they didn’t want the leftovers. While one solution is to learn to love your leftovers, another (and perhaps, more practical) way to stretch your budget is to plan meal your portions so you don’t have any leftovers in the first place.

Be Smart About Food Storage: Knowing how to stock your refrigerator and pantry to maximize the shelf life of your food is a great way to stretch your dollars and cents. Milk, eggs and raw meat are best kept in the lower shelf of your fridge, where temperatures tend to be colder, and the upper shelf, which is the warmest part of the fridge, is where you could keep condiments and items less likely to spoil quickly.5



1, “90% of Americans Don’t Like to Cook — And It’s Costing Them Thousands Each Year,” September 27, 2017
2, “Take a Bite Out of Your Food Bill: How to Save Money on Groceries and Dining Out,” November 27, 2017
3, “Club Store Shopping Makes You Spend and Eat More,” November 24, 2017
4, “Why Americans Have Stopped Eating Leftovers,” October 31, 2017
5, “How to Organize Your Fridge so You Don’t Waste Food (And Money),” November 16, 2017

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Posted in Primerica |



Primerica doesn’t mess around when it comes to raising money to fight cancer.

The department teams and individuals at the Home Office raised more than $107,000 this year, surpassing their $80,000 goal. It is the largest amount Primerica has ever raised in one calendar year for Relay for Life.

For the past seven years, Primerica has been the presenting sponsor for the annual Relay for Life event in Gwinnett County, GA. This year, the event took place on May 11. Primerica was awarded the Spirit of Giving Award at Relay for being the current fundraising leader.

Primerica held a number of fundraising events this spring, including corn hole and basketball tournaments, a tricycle race and high heel hustle, several cookouts, a fish fry, bake sales, jeans days, a thank you day, a book sale, a dance class, a silent auction and multiple raffles.

Thank you to everyone who participated in making this year’s fundraising efforts so successful.



Posted in Community, Primerica |




Primerica just paid out an all-time one-month record of $76.1 million in cash compensation in April. This record shows that Primerica is helping more Main Street families than ever before, and our Opportunity, products and solutions have never been better.

We have more leaders than ever hitting milestones, making a difference and creating a lasting legacy for their families. Right now, leaders are focused on breaking more records, crossing over milestones and reaching big goals by the 2019 Convention.


These goals are aspirational for the field force and are not intended to provide forward-looking financial projections or expectations for corporate performance.

From January 1 through December 31, 2017, Primerica paid cash flow to its North American sales force at an average of $6,030, which includes commissions paid on all lines of business to licensed representatives. Figures include U.S. and Canadian dollars remaining in the local currency earned by the representative, not adjusted for exchange rates.

Primerica representatives are independent contractors and are not employees of Primerica.

Primerica representatives earn income through the sale of products and are not paid for recruiting.

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Posted in Primerica |




Primerica leaders celebrated reaching new milestones and incredible growth of their businesses at the Orlando World Center Marriott, in Orlando, FL, during the 2018 African American Leadership Council National Conference held April 20-22.

This year’s annual event was the largest AALC meeting yet.

Check out photos from the event here.




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Posted in Primerica, Representatives |



There’s a gratifying feeling in making a difference in the life of a senior. That’s what keeps many of the Primerica volunteers with Meals on Wheels coming back for more.

For the past 25 years, through a partnership with Gwinnett County Senior Services, Primerica home office employees have volunteered to deliver meals to the homes of local seniors who are either homebound or unable to prepare their own. It’s one of the longest running employee volunteer programs at Primerica, and Primerica is one of the longest running corporate sponsors of the program in Gwinnett.

The partnership was started by former employee Nancy Prince, who, after witnessing her parents benefit by receiving Meals on Wheels, decided to involve the company with Gwinnett County Senior Services. The arrangement allowed Primerica employees to use their lunch hours to drive meals to seniors near the home office.

Most of the employees who currently volunteer have been doing it for at least 10 to 15 years. There is even a waiting list for employees who want to volunteer their time.

At the helm of Primerica’s Meals on Wheels program is Cheryl Romage, HR Specialist, who has headed up the training, scheduling and coordinating of the volunteers for the past 21 years.

Romage, who was recognized for her dedication and volunteer efforts with Meals on Wheels in November at the Friends of Gwinnett Seniors Delivered with Hearts Awards ceremony, says she’s just doing her part to help out the local community.

“I know how important it is to remain independent and in your own home surrounded by things you love as long as possible,” says Romage. “I like to think that I do my part to help with that.”

For most of the Primerica employees who volunteer, that same feeling of fulfillment is the reason they have become long-term volunteers.

One shining example of this is Joy Doss, who has been delivering meals to seniors for more than 16 years. For Doss, being a friendly face to the seniors she delivers to is the most gratifying part.

“I enjoy interacting with the seniors when we deliver the meals,” says Doss. “We always take a few extra minutes to speak to them and see how they are doing.”

For Melody Biederman, who started volunteering over 20 years ago after her own grandmother passed away, involving the seniors she gets to know in engaging conversation about their family members is something she thoroughly enjoys about volunteering.

“Every time I deliver, I inquire about their family, giving them an opportunity to share the good news in their lives,” says Biederman.

Pam Tokarz, who has volunteered with the program and has served on the Friends of Gwinnett Seniors board, a non-profit organization affiliated with Meals on Wheels for 17 years, calls her involvement with the Gwinnett senior population “a passion.”

“If I can bring them a little cheer and brighten their day, it’s worth the time it takes out of my day to deliver the meals,” says Tokarz. “The seniors are always so friendly and they really appreciate us delivering the meals right to their doorstep. Most people don’t realize that we have seniors right here in Gwinnett that need these meals every day to survive.”

“I’m proud to work for this amazing company that allows us to volunteer to deliver meals to seniors,” says Tokarz. “We truly make a difference!”


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Posted in Community, Primerica |