Primerica

Archive for September, 2017

Sep

27.17

From September 7 -9, 2017, approximately 200 of Primerica Canada’s top movers and shakers met at the Sheraton Centre Hotel in downtown Toronto for the 31st Canadian Leadership Council (CLC) Annual Meeting. Attendees met to share ideas and hear from company and partner company leaders, discuss market trends and trade business-building strategies.

Check out pictures from the 2017 CLC Annual Meeting here.

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Sep

25.17

A.M. Best has affirmed the financial strength rating of A+ (Superior) of Primerica Life Insurance Company, Inc., and its affiliates.

“Primerica Life’s ratings recognize its status as one of the largest writers of term life insurance in the United States, with its continued strong market position attributable to its dedicated distribution affiliate, Primerica Financial Services, Inc.,” the release states. “This integrated distribution and operating platform included approximately 117,000 life agents at the end of 2016. Primerica Life’s business profile in the United States and Canada is further reinforced by its experienced management team, which successfully built and supports its sizable sales force.”

Go here to read the full press release.

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Sep

20.17

Since 2012, Primerica Home Office employees have voted annually for a local nonprofit they feel is most deserving of a $10,000 grant from The Primerica Foundation. The five nonprofits that will be awarded grants this year are:

Mission: Dedicated to conquering childhood cancer through funding targeted research and supporting patients and their families.

Mission: To eliminate Alzheimer’s through advancement of research; to provide and enhance care and support for all affected; and to reduce the risk of dementia through the promotion of brain health.

Mission: To provide comfort and encouragement through animal-assisted support to individuals affected by crises and disasters.

Mission: Serving our neighbors in need… transforming lives and communities in response to Christ’s call. Vision to become Georgia’s most respected Servant Leader – Restoring lives one person and one community at a time.

Mission: Dedicated to preventing teen suicide by improving the lives and the ‘Will To Live’ of teenagers everywhere through education about mental health and encouraging them to recognize the love and hope that exists in each other.

The Primerica Foundation has awarded $280,000 to Employee Choice sourced grants from 2012 to 2016.

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Sep

14.17

 

John Adams, CEO of PFSL Investments Canada, has been selected to serve on a panel on September 18 hosted by the Ontario Securities Commission.

The roundtable, which is part of the Canadian Securities Administrators consultation on discontinuing embedded commissions on mutual funds, includes three topics and 13 panelists.

Along with three other panelists, Adams will participate in the discussion on discontinuing, or implementing additional standards for the use of the deferred-sales charge purchase option.

“We’re proud to have John in our corner representing our interests,” says Jeff Dumanski, President, Primerica Financial Services. “The discussion about client access to financial advice and client choice in compensation is important for the Canadian investors, particularly in the middle income market.”

For more information on the event, read this article in Investment Executive.


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Sep

13.17

Now that “smart home” technology has been around long enough to make it both accessible and affordable, it might be wise to figure out how you can make it work for your household. Here are four ways adopting “smart home” technology could benefit the average homeowner:

Providing Convenience – Home automation products offer a world of convenience when it comes to performing daily tasks, which can save you time (and money). From controlling your electronics remotely using your smartphone to pre-heating your shower (or your oven) in bed or from your car, there are numerous ways smart home technology can make your life easier. Start by making a list of features you think might benefit you the most, then compare products that are available on the market. There are a variety of solutions and services to get you connected.

Reducing Utility Costs and Conserving Energy – You might pay a little bit more to install smart home energy equipment (like smart thermostats and smart lighting) in your home, but you could save on replacement and power costs over time and get a whole host of other cool features in the meantime. A Wi-Fi enabled smart thermostat can cost anywhere from $100 to $250, but can save you on average $150 a year by optimizing your energy usage.1 And while a smart replacement light switch might cost you around $40, smart bulbs can last up to a whopping 40,000 hours – as opposed to the conventional ones, which only last about a 1,000 hours.2

Offering Better Protection – Three-quarters of U.S. homeowners in a recent survey said they were motivated to purchase smart home technology to keep their families safe and comfortable.3 A smart home security system can provide around-the-clock surveillance you can monitor remotely from your fingertips. There are plenty of DIY options you could install yourself – such as a doorbell camera, motion lights or door sensors, or you could let a trustworthy professional provide education and installation.

Increasing Your Property Value – Having smart home features, like a newer security system, a smart thermostat or a tankless water heater can make your property more attractive to a potential buyer. A recent study found more than 80 percent of homebuyers would opt for a home equipped with smart technology over a comparable home without.4 So, if you’re thinking of upgrading to smart home automation, think of it as a smart long-term investment.

1 SafeWise.com, “Smart Thermostat Faceoff: We Compare Nest vs. Ecobee,” May 17, 2016
2 smfx.com, “How Much Money Does Smart Lighting Save?,” March 16, 2016
3 cnet.com, “Study: Safety and Comfort the Main Factors Driving Smart Home Tech Adoption,” January 5, 2017
4 Forbes.com, “Why Smart Homes Will Be A Million Times Better Than ‘The Jetsons’,” April 19, 2016

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