Primerica

Archive for 2017

Dec

14.17

The end of the year is quickly approaching, but the big-hearted employees at Primerica’s Home Office stay busy giving back to others in their communities.

Here are some of the ways those employees offered their time and talent by volunteering to make their community better in 2017:

Employee Giving Campaign – Employees had two opportunities to give in October through the United Way and The Primerica Foundation. Our employees generously pledged more than $75,000 for 2018.

Great Days of Service – On October 20, 43 volunteers worked together to paint, landscape and build raised gardens, picnic tables and benches for Creative Enterprises, an organization that is dedicated to assisting adults with disabilities in maximizing their potential.

Blood Drives – One-hundred and sixty-eight pints of blood (collected from four blood drives held at the Primerica Home Office) was donated to the American Red Cross. That amount of blood can save over 500 lives!

Food Drives –Nine pick-up trucks and two 12-foot trailers were filled to the brim with food items donated by employees during two food drives.

Relay for Life – Ninety-thousand dollars was given to the American Cancer Society during our Relay for Life campaign. More than $55,000 was raised by team members on campus, and Primerica also donated $35,000 as the Presenting Sponsor.

Meals on Wheels – This year, Primerica employees used their lunch hours to deliver more than 1,300 meals to the homes of local seniors.

Junior Achievement (JA) – Forty employees volunteered at Finance Park in the Junior Achievement Discovery Center in Gwinnett County, which included a special program for summer interns at the Home Office.

Salvation Army Angel Tree – Employees provided gifts of clothing and toys for 100 less fortunate children and 26 senior citizens in the community.

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Posted in Primerica |

Dec

05.17

Located in Durango, CO, Primerica Senior National Sales Director Rusty Crossland’s historical museum is home to some of the world’s most incredible artifacts. A baseball signed in 1968 by Johnny Bench, a Civil War promotion signed by Abraham Lincoln and autographs from George Washington are just a few of the most notable items on display.

Rusty’s love for history began in the mid-1980s when he bought an antebellum home in the outskirts of Atlanta. According to The Durango Herald, “The seller had documents mounted on the wall. ‘Are those real?’ Rusty asked.” His obsession began and he’s been fascinated ever since. Today, he is the proud owner of several thousand rare and unusual items.

“Primerica gave me the flexibility to not only establish our historical document museum, but also to donate my time and money to countless worthy causes that are in alignment with my values,” says Rusty.

Each year, the R.H. Crossland Foundation is recognized in the local paper and radio for their involvement in the community. Over the years, the historical museum has given thousands of people an extraordinary real-life walk through the past.

“I wish more people around the world knew about our remarkable museum and documents,” says Rusty. “We do all sorts of outreach events for local charities, school programs and it is open to the public. It’s really a great resource that anyone could benefit from, regardless of their age.”

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Posted in Opportunity, Primerica, Representatives |

Nov

28.17

A group of Primerica Home Office volunteers recently spent their workday beautifying the campus of a non-profit organization that serves disabled adults. The October 20 event was part of the annual Gwinnett Great Days of Service and was the 16th year Primerica has participated.

Great Days of Service is an annual program under the Gwinnett Coalition for Health and Human Services where local businesses and organizations choose a project and assemble a team of volunteers to address a specific need in the county.

This year, Primerica chose to volunteer at Creative Enterprises.

“Creative Enterprises is a 501(c)(3) non-profit organization in Lawrenceville, GA, dedicated to assisting adults with disabilities and others with barriers to employment in maximizing their potential,” Primerica programs and events coordinator Renee Carter said. “They offer a variety of programs and services to help individuals obtain an optimal level of social, vocational and economic independence.”

Carter said the tasks the 43 Primerica volunteers accomplished on site included rebuilding a sign in front of the facility, building benches and picnic tables, cleaning out a cat adoption room, painting exterior doors and loading dock rails, rebuilding raised bed gardens, assembling and installing shelving units, organizing the campus thrift store, installing clothing racks, laying pine straw, and performing general property clean up.

The work of the volunteers was recently featured in a Gwinnett Daily Post article.

 

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Posted in Primerica |

Nov

27.17

The holidays are right around the corner — that time of year when overindulgence and overspending become the norm for so many families. Creating and sticking to a holiday budget is a key defense for avoiding additional debt in the New Year.

Considering that less than 50% of people actually set up a holiday budget let alone adhere to it, it’s no wonder that the average consumer ends up with more than $1,000 in credit card debt from holiday spending.1, 2

With some preparation and planning, however, you can defend against the dreaded debt hangover and ring in 2018 with a healthy financial forecast.

Here are some recommendations for creating a holiday budget:

  • Make a list of expenses. Begin by making a list of what you will need to make it through the holidays without using credit or drawing from your emergency fund. List all the supplies you’ll need. Don’t just include the names of people and gifts you need to buy. Will you need gift-wrapping supplies? Will you be traveling? Be sure to account for gas and miscellaneous expenses. Are you hosting a dinner or party? List the food and drinks you’ll need for these get-togethers – anything that goes beyond your usual grocery list.
  • Estimate the cost of expenses and prioritize. Using your list, determine how much money you’ll need to cover the cost of your holiday expenses. Record these figures on a spreadsheet or a piece of paper and add the totals up. If that total shocks you or is not doable, it’s time to prioritize and get creative.
  • Start a holiday fund. Once you’ve arrived at a total holiday budget that’s acceptable to you, start putting away an amount from each paycheck to go into a holiday fund to give you some cushion when December rolls around. Depending on when you start, how much you put into it, and how resourceful you are, you could fund your entire holiday season this way.
1 TheMotleyFool, “Here’s What the Average American Spends on Holiday Gifts,” December 1, 2016
2 MagnifyMoney.com, “Americans with Holiday Debt Added $1,003 on Average This Year,” December 29, 2016

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Posted in Primerica |

Nov

21.17

Caregivers offer much needed support to loved ones at the expense of their own time, energy and resources. Financially speaking, caregiving can be quite costly.

On average, family caregivers spend $6,954 per year on out-of-pocket costs related to caregiving, nearly 20 percent of their annual income.1 Those earning less than $32,500 are under significant financial strain, spending an average of 44 percent of their annual income on caregiving, the study showed.2  Considering that over half of family caregivers reported a work-related strain, such as having to take unpaid time off, this stretches their finances even further.3

Additionally, caregivers report dipping into savings, cutting back on personal spending, saving less for retirement or taking out loans to make ends meet.4

If you’re a caregiver, knowing where to go for free resources, information and assistance can make an enormous impact on your financial situation.

1. aarp.org, “Caregiving Costly to Family Caregivers,” viewed November 2, 2017
2. Ibid.
3. Ibid.
4. Ibid.

 

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Posted in Primerica |