Archive for 2017



Volunteering and working at Primerica often go hand in hand, and many of our Home Office employees are regular volunteers, both at work and at home in their communities. Sometimes, these employees go above and beyond the call of duty.

Diana Ballard, in Field Supervision, is one of these employees. Earlier this year, she donated one of her kidneys to her 66-year-old husband, Dakota.

Diana Ballard is pictured with her husband, Dakota.

It was an arduous two-year process that began when they discovered his history of high blood pressure was linked to kidney failure. All of his siblings were ruled out, so Diana got tested and found out she was a potential match. After extensive blood work and more tests, she was cleared to be a donor for her husband. The transplant took place May 5, 2017.

“I had so many people praying for me here at the Home Office (Duluth, GA),” says Diana. “This company was so supportive and understanding of my schedule and everything that I was going through as a caregiver. I never had to worry about taking time off to be with my husband or to get some rest.”

Fast forward to today, Dakota is doing “phenomenally well with no complications,” but “none of the credit goes to me,” Diana insists.

Diana, who just celebrated her 19th year at Primerica on August 13, is an avid volunteer often heading up annual holiday gift drives in her department, collecting donations during Thanksgiving and working with Habitat for Humanity.

Diana Ballard is pictured with her Home Office teammates during their Christmas donation drive for the Salvation Army Angel Tree program.

Outside of the volunteer work she does with Primerica, Diana volunteers with an organization called Forever Fed through her church that provides food and clothing to the local area’s needy.

Diana credits Primerica as being the spark by which she got into volunteering.

“This company provides me with so many ways to be able to grow as a person,” she says. “I can volunteer while at work and the company promotes this. They provide each employee with an annual volunteer day, which is a day off to volunteer with an organization of their choice. We can also participate with Meals on Wheels during the workweek. These types of opportunities are a catalyst to being able to do good in our world outside of Primerica.”


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Having a baby these days carries a steep price tag. Economists estimate a middle class family will spend between $12,350 and $13,900 annually – or $233,610 from birth through age 17 – on child-rearing expenses.1

Lower income families are expected to spend $174,690, and families with higher incomes are expected to spend $372,210 from birth through age 17. Of those costs, families are projected to spend 29% on housing, 18% on food, 16% on child care and education, 15% on transportation, 9% on healthcare, 7% on miscellaneous items, and 6% on clothing.

With a little forethought and planning, however, you can avoid being blindsided by child-rearing costs and instead focus on the immeasurable joy of becoming a new parent. Here are some tips to help you become financially prepared:

  • Hike up your emergency fund savings. Start putting a little more into your emergency fund and you’ll be glad you did when an emergency arises. Experts say you should have three to six months’ worth of living expenses stashed away in an emergency fund. A good rule of thumb is the bigger your family gets, the bigger that fund should be. Remember to pay yourself first.
  • Pay off or pay down debt. With the added expenses that a new child brings, paying interest on credit card debt should definitely not be a household budget item. Paying off existing debt and not accruing new debt is a wise financial move. One way to pay off existing debt is by using the debt stacking method.
  • Start a college fund. Start saving for college before your baby arrives and you’ll have 17 years to work towards that goal. If your child doesn’t go to college, you can always move those savings somewhere else.
  • Consider protecting yourself. Do you have a will? Life insurance? These are a couple of things that become increasingly important once there are children in the picture.


1, “Families Projected to Spend an Average of $233,601 Raising a Child Born in 2015,” January 9. 2017

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Mike & Stephanie Tuttle
Frisco, TX

Primerica Senior National Sales Director Mike & Stephanie Tuttle have a unique way of giving back to their community of Lindale, TX. In the spirit of the storybook legend of the masked defender of the common people, Mike Tuttle dresses up like Zorro, mounts his black stallion, Diablo, and rides around town spreading cheer.

“The bank saves their $1 gold coins for me,” says Mike. “I fill my saddle bags and I joke that I rob from the bad people and give to the good people. “

Whether they’re handing out $1 gold coins or rodeo tickets with a hot dog and a Coke to underprivileged kids, or sweetening the pot for Bingo winners at nursing homes, “Zorro” and his trusty sidekick, “Mrs. Zorro,” have found special ways to use the character to be charitable for the past 10 years.

Plus, they have a good time doing it.

“It’s just fun,” says Mike. “How many times do you see someone riding a black stallion giving out money these days? I’ve seen people literally crying because they’ve never been to a rodeo before. They can’t believe it.”

In addition to dressing up like Zorro and Mrs. Zorro, and Santa and Mrs. Claus during the holiday season, the Tuttles make frequent trips to Mexico, where they fund personal philanthropic projects – like surgeries and therapies – to complete strangers who need them.

“After you put in the hard word required to become successful, you can reach a life of significance,” says Mike. “That’s when you can play Zorro and Santa and give back to kids.”



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From September 7 -9, 2017, approximately 200 of Primerica Canada’s top movers and shakers met at the Sheraton Centre Hotel in downtown Toronto for the 31st Canadian Leadership Council (CLC) Annual Meeting. Attendees met to share ideas and hear from company and partner company leaders, discuss market trends and trade business-building strategies.

Check out pictures from the 2017 CLC Annual Meeting here.


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A.M. Best has affirmed the financial strength rating of A+ (Superior) of Primerica Life Insurance Company, Inc., and its affiliates.

“Primerica Life’s ratings recognize its status as one of the largest writers of term life insurance in the United States, with its continued strong market position attributable to its dedicated distribution affiliate, Primerica Financial Services, Inc.,” the release states. “This integrated distribution and operating platform included approximately 117,000 life agents at the end of 2016. Primerica Life’s business profile in the United States and Canada is further reinforced by its experienced management team, which successfully built and supports its sizable sales force.”

Go here to read the full press release.



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