Start Small by Thinking Big

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Pursuing any goal – whether it’s getting into shape for summer or getting your wallet into better shape – starts with stating a goal and determining your why. Why do you want to get into better financial shape? It helps to determine WHY you want to have a healthier financial life and think about the big picture, whether it’s saving for something big like retirement, college or something smaller like a vacation or something for your home. Or maybe it’s getting out of debt.

What are your goals? List your goals, both short and long term and put them in a place where you can be reminded of them often. The way you think about money is everything. Don’t ignore what you can control. When you change your mindset, it’s a powerful thing. Don’t let outside factors control you and don’t depend on others. The secret to financial security is learning the things that YOU can control.

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Download this goals worksheet to help you set goals and determine a plan. You can’t reach your destination if you don’t know what it is. Setting goals gives you two things:

  1. An incentive to make the necessary sacrifices
  2. Benchmarks along the way to gauge your progress

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